If you were injured in a motor accident in NSW, the cost of seeing a psychologist is often covered through CTP insurance. Here is how that works, in plain language.
Who runs the CTP scheme, which law it sits under, and what statutory benefits and threshold injuries mean, without the jargon.
How referrals work under a CTP claim, the role of your GP, and whether you can start before your claim is fully sorted.
The key dates that matter after a motor accident in NSW, from the 28-day and 3-month notice periods to the insurer's time to decide.
A full walkthrough of what counts as a dispute, why insurers decline psychology treatment requests, what evidence helps, the actual Personal Injury Commission review path for CTP claims, and when a medico-legal assessment happens.
There is no SIRA-set price list for CTP psychology, unlike workers compensation. Here is what that means for your out-of-pocket cost, plus what Medicare costs if you use it as an interim option.
What to bring, what the Allied Health Treatment Request is, roughly how long the session runs, and what happens after, so the first visit is less of an unknown.
Step by step: from notifying the insurer to getting funded psychology sessions under a NSW motor accident (CTP) claim, in plain language.
Whether CTP insurance or workers compensation funds your psychology sessions depends on how you were injured. Motor accident on a NSW road means CTP. Injury at work means workers compensation. Here is how the two schemes compare, and what to do if you are not sure.
Short answer: usually yes, for treatment linked to a NSW motor accident. Here is how that works depending on where you are in the process, and how CTP is different from your Medicare sessions.
Both are valid ways to see a psychologist on a NSW motor accident claim, and CTP does not require one over the other. Here is how telehealth and in-person sessions compare, so you can make the call with your psychologist instead of guessing.
Both CBT and EMDR are established treatments for PTSD, and CTP does not fund one over the other. Here is how they compare, so you can decide with your psychologist rather than default to whichever name you already know.